The default of mortgage is reported on each borrowers credit report equally and independant of the other borrower. So there is no difference to your credit report if you’d have had a co-borrower. If you are on the loan, you get the hit for the default and subsequent foreclosure.
themortgageinsider.net/mortgage-answers/who-is-more-res... themortgageinsider.net/mortgage-answers/who-is-more-responsible-for-the-mortgage-the-borrower-or-co-borrower.html
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A co-borrower is someone in addition to the primary borrower who accepts responsibility for repaying a debt. However, the co-borrower typically does not directly benefit from the loan. A co-borrower ... You are being asked to guarantee this debt. Think carefully before you do. If the borrower does not pay the debt,
definitions.uslegal.com/c/co-borrower/ definitions.uslegal.com/c/co-borrower/
College Loans: Private Vs. Federal - Not all student loans are the same. Know what you're getting into before signing on the dotted line ... What Does Co-borrower Mean?; Any additional borrower(s) whose name(s) appear on loan documents and whose income and credit history are used to qualify for the loan.
www.investopedia.com/terms/c/co_borrowers.asp www.investopedia.com/terms/c/co_borrowers.asp
I completed and signed most of the paperwork, she signed on as co-borrower. The loan officer said that this was wrong, and they wanted her to sign it as co-signer/guarantor. What's the difference?
www.legalspring.com/articles/misc-legal-moderated/20050... www.legalspring.com/articles/misc-legal-moderated/20050203/58570_Co-signer-vs--co-bor.html
Lending: Loan guarantor vs. Co-borrower by Lucy Griffin, BOL Guru; BIO AND CONTACT INFO; QUESTION: We have a customer who has applied for a home loan but does not qualify because of her credit history. Her brother has offered to help her by guaranteeing her loan.
www.bankersonline.com/lending/gurus_ldng02f.html www.bankersonline.com/lending/gurus_ldng02f.html
All Forums; Mortgage Brokers; Mortgage Brokers; Search for: BORROWER VS. CO BORROWER. ... HAVE FILE THAT THE BORROWER (WIFE) HAS HIGHER SCORE AND MAKES LESS THAN COBORROWER (HUSBAND) WHO HAS LOWER SCORE BUT MAKES MORE NEED TO GO 100%, OHIO, HER SCORE IS 590 MID. FULL DOC, W2, LOAN 160K, HIS SCORE IS LOW FIVES.
forum.brokeroutpost.com/loans/forum/2/50070.htm forum.brokeroutpost.com/loans/forum/2/50070.htm
Borrower vs Co-Borrower I have a primary residence and three other invetment properties with a co borrower. I paid/paying for 99% of motgages and - Real Estate and Real Property in District of Columbia ... Re: Borrower vs Co-Borrower Correction: The partition suit...
www.lawguru.com/cgi/bbs/mesg.cgi?i=902168546 www.lawguru.com/cgi/bbs/mesg.cgi?i=902168546
they list you as a co-borrower. parents co-sign for student loans or automobiles..and they are financially reponsible for the note. I would still think that the lender will still go after the person they are co-signing for.
www.mortgagefit.com/know-how/coborrower-cosigner.html www.mortgagefit.com/know-how/coborrower-cosigner.html
INTRODUCTION (PDF File)
In our experience representing borrowers through the Student Loan Borrower; Assistance Project, we have found private lenders to be universally inflexible in granting long-term repayment relief for borrowers.
www.studentloanborrowerassistance.org/uploads/File/Repo... www.studentloanborrowerassistance.org/uploads/File/Report_PrivateLoans.pdf
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