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Federal Reserve Regulation B, which implements the Equal Credit Opportunity Act (ECOA), specifically limits when a creditor may seek an applicant's spouse as a cosignor or guarantor. These rules vary depending on the circumstances, such as whether: ... III. Ensuring Compliance with Regulation B's Spousal Signature Provisions...
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www.fdic.gov/news/news/financial/2002/fil0209a.html
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Consumer Compliance and CRA ... The Board issued a letter clarifying how a lender can comply with Section 202.6(b)(6)(i) of Regulation B. Under this section, when considering credit history in evaluating credit requests, a lender must consider spousal authorized user accounts when the information is available that would...
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www.chicagofed.org/banking_information/2002_05_01_regul...
www.chicagofed.org/banking_information/2002_05_01_regulatory_update.cfm
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; Reg B - Equal Credit Opportunity Act;; Enacted 1974, the Equal Credit Opportunity Act was promulgated by the Board of Governors of the Federal Reserve System for the purpose of implementing the provisions of Regulation B (ECOA). ... the name and address of the federal agency that monitors lender compliance,
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www.propex.com/C_mort_FRegB.htm
www.propex.com/C_mort_FRegB.htm
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Regulation B -- prohibits creditor practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant ... Home Compliance Lending Operations Security Marketing Technology/eBanking...
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www.bankersonline.com/abcsoup/abcsoup.html
www.bankersonline.com/abcsoup/abcsoup.html
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Regulation B - Equal Credit Opportunity; Section 202.1 - Authority, scope and purpose; Section 202.2 - Definitions ; Section 202.3 - Limited exceptions for certain classes of transactions; Section 202.4 - General rules ; Section 202.5 - ... Home Compliance Lending Operations Security Marketing Technology/eBanking...
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www.bankersonline.com/regs/202/202.html
www.bankersonline.com/regs/202/202.html
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Keyword Tags: Compliance, Corporate Compliance, Corporate Governance, Financial Management, Gramm-Leach-Bliley Act, SEC ... Advisor on Compliance Advisor on Corporate Compliance Advisor on Corporate Governance Advisor on Financial Management Advisor on Gramm-Leach-Bliley Act Advisor on SEC...
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United States Code ... TITLE 33 - NAVIGATION AND NAVIGABLE WATERS ... CHAPTER 29 - DEEPWATER PORTS...
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www.peo7.com/UsStateCode/PEOusLabor_Section27552.htm
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Regulation B prohibits a creditor from requiring additional signatures on credit documents if the applicant qualifies for the credit without the signatures. For example, if John Doe applies for credit by himself and qualifies on his own, the creditor is prohibited from requiring his brother Don Doe to sign as a guarantor.
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www.complianceheadquarters.com/ComplianceArticles/print...
www.complianceheadquarters.com/ComplianceArticles/printerFriendlyCHQ_1_3922_3922.html
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Consumer Compliance Handbook Reg. B • 5 (1/06); Incentives for Self-Testing and Self-Correction—Section 202.15; A self-test, as discussed in section 202.15 of Regulation B, must meet two criteria.
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www.federalreserve.gov/boarddocs/supmanual/cch/200601/f...
www.federalreserve.gov/boarddocs/supmanual/cch/200601/fair_lend_reg_b.pdf
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