Will You Get Your Cars True Value? If you get in an accident and "total" your car, it's your insurance company's responsibility to provide you with an amount of money that would purchase an equivalent car.
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Each person’s car insurance coverage is actually a collection of different coverages. You might have liability coverage, income loss coverage, gap insurance, funeral benefits, uninsured motorist coverage - the list goes on and on.
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That's not too far from the insurance industry's definition of a totalled car: When you total your car — or when someone else does — you cause so much damage to the car that it would cost more to fix it than what it's actually worth.
insurance.yahoo.com/a/totalling.in.html insurance.yahoo.com/a/totalling.in.html
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Posted: Wed Sep 06, 2006 5:49 am Post subject: What if my car is a total loss ? ... If my car is completely damaged in an accident and turns out to be an ultimate loss, then in that case how do I measure the amount of settlement that I'm supposed to get from my insurance company..?
www.ampminsure.org/claims/about1922.html